2015_4 - Analyzing the Mobile-Banking Adoption Process among Low-Income Populations: A Sequential Logit Model, in Economics bulletin, Volume 35, Issue 4 - FALL François Seck, KY Yaya, BIRBA Ousmane

The purpose of this study is to uncover the socioeconomic factors that explain the adoption of mobile banking (mbanking), based on data collected from households in the suburbs of Dakar (Senegal). Starting from the hypothesis that adopting an innovation goes through three stages, at each stage we identify the factors that explain adoption. In the first stag